An independent, educational look at where your annuity stands.
AnnuityScore serves two audiences. If you already own an annuity, the Annuity Position Score gives you a plain-English second opinion on the contract sitting in your file cabinet. If you're considering buying one, the Annuity Fit Score tells you whether an annuity fits your situation at all — including when the honest answer is that it doesn't. Both are reviews, not sales pitches, and never a recommendation to buy, sell, surrender, or replace any contract.
Two entities. One purpose.
AnnuityScore is operated in the United States by Omnia Capital Partners USA LLC. The scoring methodology itself is proprietary technology of Apex Amplify, Inc., and is licensed to Omnia for use as an educational review tool. AnnuityScore is not an insurer, broker-dealer, or registered investment adviser and does not provide insurance, tax, or investment advice.
Omnia Capital Partners USA LLC
Operator of AnnuityScore
Omnia operates the AnnuityScore review platform in the United States, coordinates the specialist network that follows up with visitors who ask for a conversation, and stands behind the editorial content, disclosures, and client experience.
Apex Amplify, Inc.
Proprietary Technology
The Annuity Position Score™ and Annuity Fit Score methodologies, the five-pillar models, and the Sage plain-English review are proprietary technology of Apex Amplify, Inc. The framework is applied consistently to every visitor — it does not favor any carrier, product, or distribution channel.
- · Annuity Position Score™ — deterministic 0–100 score for owners
- · Annuity Fit Score — deterministic 0–100 score for shoppers
- · Sage — plain-English AI analyst
Five pillars. One 0–100 score.
Each path is scored against its own five pillars, weighted the same way for every visitor on that path. Owners are scored on the contract they hold — the five pillars below. Shoppers are scored on fit: income need and timing, liquidity, risk tolerance, tax and funding structure, and how an annuity would integrate with the rest of their plan. The result is a single 0–100 score you can discuss with a licensed specialist.
Owner path pillars shown. The shopper path uses its own five fit pillars.
Educational. Independent. Plain English.
Education, Not Sales
Both scores are educational tools. The Position Score reviews the annuity you already own; the Fit Score assesses whether buying one makes sense for you. Neither sells you anything, and neither replaces the advice of a licensed professional who knows your full picture.
Plain English
Annuity statements and annuity marketing are written for the insurance company, not for you. We translate the key terms — fees, surrender status, riders, crediting methods, liquidity, and suitability — into language a retiree can actually use.
No Guarantees
We never promise a specific outcome, rate, or return. Every score is a snapshot for discussion with a licensed specialist. Actual products, rates, and results vary by carrier, state, and personal circumstance.
Independent Review
The score is computed the same way for everyone. We do not accept placement fees from carriers to influence the framework, and the score never recommends a specific product or company.
See where you stand.
About a minute of questions. No cost, confidential, no obligation.