An independent, educational review of the annuity you already own.
AnnuityScore gives you a plain-English second opinion on the annuity contract sitting in your file cabinet — how its fees, surrender status, riders, crediting method, and suitability score against a consistent, transparent framework. It is a review, not a sales pitch, and never a recommendation to buy, sell, surrender, or replace any contract.
Two entities. One purpose.
AnnuityScore is operated in the United States by Omnia Capital Partners USA LLC. The Annuity Position Score itself is proprietary technology of Apex Amplify, Inc., and is licensed to Omnia for use as an educational review tool. AnnuityScore is not an insurer, broker-dealer, or registered investment adviser and does not provide insurance, tax, or investment advice.
Omnia Capital Partners USA LLC
Operator of AnnuityScore
Omnia operates the AnnuityScore review platform in the United States, coordinates the specialist network that follows up with visitors who ask for a conversation, and stands behind the editorial content, disclosures, and client experience.
Apex Amplify, Inc.
Proprietary Technology
The Annuity Position Score™ methodology, the five-pillar model, and the Sage plain-English review are proprietary technology of Apex Amplify, Inc. The framework is applied consistently to every annuity — it does not favor any carrier, product, or distribution channel.
- · Annuity Position Score™ — deterministic 0–100 score
- · Five-pillar review framework
- · Sage — plain-English AI analyst
Five pillars. One 0–100 score.
Every annuity is reviewed against the same five pillars, weighted the same way for every visitor. The result is a single 0–100 Annuity Position Score you can discuss with a licensed specialist.
Educational. Independent. Plain English.
Education, Not Sales
The Annuity Position Score is an educational tool. It reviews the annuity you already own — it does not sell you a new one, and it never replaces the advice of a licensed professional who knows your full picture.
Plain English
Annuity statements are written for the insurance company, not for you. We translate your contract's key terms — fees, surrender status, riders, crediting method, and suitability — into language a retiree can actually use.
No Guarantees
We never promise a specific outcome, rate, or return. Every score is a snapshot for discussion with a licensed specialist. Actual products, rates, and results vary by carrier, state, and personal circumstance.
Independent Review
The score is computed the same way for every annuity. We do not accept placement fees from carriers to influence the five pillars, and the score never recommends a specific product or company.
See your Annuity Position Score.
Ten short questions. Free, confidential, no obligation.