Disclosures & Disclaimers

Annuity Score One is not an insurance carrier, broker-dealer, registered investment adviser, municipal advisor, tax adviser, or law firm. We do not sell, issue, underwrite, or replace annuities and we do not custody client funds. Any annuity transaction — including a purchase, surrender, replacement, or IRC §1035 exchange — is executed by a licensed insurance professional at a state-authorized carrier, not by Annuity Score One.

The Annuity Position Score is an educational diagnostic. It is not a recommendation to buy, sell, surrender, replace, or 1035 exchange any annuity, and it is not a suitability determination under NAIC Model #275 or a best-interest determination under applicable DOL or state rules. Only a licensed professional, after a full suitability review of your individual facts, can make such a determination.

Sage is an artificial-intelligence tool trained on annuity contract structures, NAIC suitability standards, and live market rate benchmarks. Sage is not a licensed insurance, tax, or investment professional. Sage may contain inaccuracies, may misinterpret user input, and may cite information that is out of date. Do not rely on Sage as a substitute for advice from a licensed professional in your state.

Individual results vary. Past performance of any annuity, index, sub-account, or carrier is not indicative of future results. We do not guarantee any specific crediting rate, income amount, tax outcome, or investment result. Statements about future performance, timelines, or market conditions are forward-looking and inherently uncertain.

Annuity Score One earns a flat file, lead, or appointment fee. Our compensation is never contingent on whether you surrender, replace, or 1035 exchange an annuity, on any insurance commission, or on any other transaction outcome. Licensed specialists you speak with are compensated separately by their carriers or firms; those relationships and any commissions are disclosed to you in writing before any transaction.

Do not surrender or stop payments on any annuity based on this platform without first consulting a licensed professional in your state. Surrender charges, lost riders, tax consequences (including modified endowment, §72(q), and §1035 issues), and loss of guaranteed benefits can materially harm you if a change is made without a full review.

Any testimonial, case example, or sample report on this site is illustrative and does not represent the experience of every user. Sample scorecards use hypothetical inputs. Case examples do not include compensation to the person featured unless disclosed.

We may link to third-party carriers, custodians, regulators, and information sources. We are not responsible for the content, accuracy, or privacy practices of those third parties. When we introduce you to a licensed specialist, we identify the relationship and any lead or appointment fee we receive.

Annuity Score One, Annuity Position Score™, and Sage are trademarks or service marks of their respective owners. The Annuity Position Score™ is proprietary technology of Apex Amplify, Inc., licensed exclusively to Omnia Capital Partners USA LLC. All content on annuityscore.one is © 2026 Omnia Capital Partners USA LLC unless otherwise noted.

Omnia Capital Partners USA LLC · 30 N Gould St, Ste 100, Sheridan, WY 82801 · info@omniacap.ai · 760-410-9801.