Press kit and citable data
Everything a reporter, analyst, or researcher needs to cover annuities accurately: original aggregate data on what annuity owners actually know about their own contracts, company boilerplate, commentary topics, and a direct line to the review desk. All figures may be reproduced with attribution and a link to annuityscore.one.
Citable statistics
Drawn from 34 anonymized Annuity Position Score™ assessments collected since 2026-08-09. De-identified and aggregate only.
Across 34 anonymized assessments, this group selected "no idea" when asked for even a rough estimate of their annual contract cost.
Crediting mechanics drive long-run outcomes more than almost any other contract feature, yet they are the detail owners are least able to recall.
These respondents reported having a guaranteed-income or enhanced death-benefit rider but were unsure what it actually does for them.
This is the window where flexibility returns and a scheduled review is most useful — and the window owners are most likely to miss.
Surrender schedules are time-sensitive; not knowing the contract year means not knowing what options are currently available.
Fixed, indexed, variable and immediate contracts behave very differently, and the type sets the frame for every other question.
Full methodology and the complete finding set: The 2026 Annuity Awareness Report.
How to cite us
Preferred attribution in body copy: “according to annuity review platform AnnuityScore” with a link to annuityscore.one.
Boilerplate
AnnuityScore is an independent annuity review platform that scores an annuity contract a person already owns across five pillars — cost and fees, surrender status, riders and guarantees, rate and crediting, and suitability and fit — and returns a plain-English position report. AnnuityScore is operated by Omnia Capital Partners USA LLC. The Annuity Position Score™ is proprietary technology of Apex Amplify, Inc. AnnuityScore is not an insurer, broker-dealer, or registered investment adviser and does not provide insurance, tax, or investment advice.
Commentary topics
- How surrender schedules actually work, and why the last two contract years change a person's options
- Why an income rider can make a high-fee contract the right one to keep
- What an A.M. Best financial strength rating does and does not tell a policyholder
- 1035 exchanges: the tax mechanics, and the questions that should be answered before one is discussed
- Why most annuity owners cannot state their own fees, cap, or crediting method
- Federal retirement: FERS, CSRS, TSP, FEHB, and FEGLI decision points
Media contact
The AnnuityScore Review Desk — info@omniacap.ai. Deadline requests are prioritised; please state the outlet and publication date. Reference material: methodology, carrier ratings, glossary, and free embeddable tools.
Press questions
Can journalists cite AnnuityScore data?
Yes. Aggregate, de-identified findings from the Annuity Position Score dataset may be quoted with attribution to AnnuityScore and a link to annuityscore.one. No individual response is ever released.
Who can be interviewed?
The AnnuityScore Review Desk responds to press enquiries on annuity contract mechanics, surrender schedules, riders, crediting methods, and carrier financial strength ratings. Requests go to info@omniacap.ai.
Is AnnuityScore a licensed insurance agency?
AnnuityScore is an educational review platform operated by Omnia Capital Partners USA LLC. It is not an insurer, broker-dealer, or registered investment adviser, and nothing it publishes is a recommendation to buy, sell, surrender, or replace an annuity.
How is the Annuity Position Score calculated?
Deterministically, from a fixed 100-point weighting: cost and fees 25, surrender status 20, riders and guarantees 20, rate and crediting 20, and suitability and fit 15. The full model is published at annuityscore.one/methodology.