01
3 minutes
AI-Powered Assessment
Answer a few questions about the contract you already own — no policy number and no personal data required to start. Sage, our annuity position analyst, produces your Annuity Position Score across five pillars.
How it works
Four steps to clarity.
A quiet, structured way to find out where your annuity stands — and whether it still fits your retirement. Including when the right move is to keep it.
02
24 – 48 hours
Licensed Specialist Review
A licensed annuity professional reviews your inputs, cross-references live MYGA and FIA benchmarks, and validates the pillar sub-scores before your report is finalized.
03
Same day
Your Position Report
Plain-English breakdown across all five pillars — including keep scenarios. Every observation ties back to a specific pillar. No dollar projections. No guarantees.
04
Your pace
Your Options, No Pressure
If a change makes sense you see it with full surrender-charge and rider disclosure. If not, you are told to keep the contract you already own. The website itself never gives advice.
What we don't do
- We do not give advice on the website — a licensed specialist does.
- We do not guarantee outcomes or project dollar figures.
- We do not push replacements. Two of the five pillars are protective.
- We do not ask for account numbers or personal financial data to run your score.