Annuity Rates
Crediting rates on fixed and multi-year guarantee contracts move with the carrier's portfolio and the broader rate environment. Indexed contracts use caps, participation rates, and spreads instead of a single declared rate. A headline rate means little without the guarantee period and surrender schedule attached to it.
How annuity rates are set
Crediting rates on fixed and multi-year guarantee contracts move with the carrier's investment portfolio and the broader rate environment. Indexed contracts use caps, participation rates, and spreads instead of a single declared rate.
Comparing rates fairly
A headline rate means little without the guarantee period, the surrender schedule, and the rider cost attached to it. The guides below explain how to compare like with like.
Educational only
Rates change and vary by carrier and state. Nothing in this hub is a recommendation to buy, sell, surrender, or replace any annuity.
See where your annuity stands.
A free Annuity Position Score takes about three minutes. No policy number required to start. Educational only — not a recommendation to buy, sell, surrender, or replace any annuity.