Confidential Review Library
Independent annuity product reviews
Second opinions on specific contracts. Each review reads the product against the five pillars of the Annuity Position Score™ — Cost, Surrender, Riders, Rate and Fit — so you can see how the structure behaves before deciding anything about the contract you own.
Athene Annuity & Life Company
Athene Agility 10 review
Fixed indexed annuity with income rider
Athene Agility 10 is a fixed indexed annuity with a built-in lifetime income rider and no explicit rider charge. Its trade-off sits in the crediting terms: caps and participation rates fund the income benefit, so accumulation is usually more modest than on rider-free contracts.
Read the reviewAllianz Life Insurance Company of North America
Allianz 222 review
Fixed indexed annuity with bonus and income value
Allianz 222 is a fixed indexed annuity built around a Protected Income Value with a premium bonus and interest bonus that vest only through lifetime income withdrawals. Cash surrender does not capture the bonus, which is the single most misunderstood mechanic in the contract.
Read the reviewAllianz Life Insurance Company of North America
Allianz Benefit Control review
Fixed indexed annuity with adjustable benefit design
Allianz Benefit Control is a fixed indexed annuity that lets the owner shift emphasis between accumulation and income at issue. That flexibility is genuine, but it means two owners of the same product can hold very different positions, so a generic review of the product name says little.
Read the reviewAthene Annuity & Life Company
Athene MaxRate review
Multi-year guaranteed annuity (MYGA)
Athene MaxRate is a multi-year fixed annuity that credits a declared rate for a set term. There is no index, no rider, and no benefit base — which makes it one of the simplest contracts to review. The whole position turns on the rate, the term, and the renewal decision.
Read the reviewNationwide Life and Annuity Insurance Company
Nationwide Peak 10 review
Fixed indexed annuity with optional income rider
Nationwide Peak 10 is a fixed indexed annuity with a ten-year surrender schedule and an optional lifetime income rider. Because the rider is optional and separately charged, reviews of this contract hinge on whether the owner is paying for a benefit they never intend to use.
Read the reviewFidelity & Guaranty Life Insurance Company
F&G Accumulator Plus review
Accumulation-focused fixed indexed annuity
F&G Accumulator Plus is an accumulation-oriented fixed indexed annuity. It de-emphasises lifetime income in favour of crediting potential, so a review focuses on index terms, any participation-rate charge, and whether the surrender horizon matches when the money is actually needed.
Read the reviewCommon questions
- Are these annuity reviews independent?
- Yes. Every review is editorial and educational. AnnuityScore does not sell the contracts described here, and no review is a recommendation to buy, hold, or exchange any product.
- How are the reviews structured?
- Each review reads the contract against the five pillars of the Annuity Position Score™ — Cost, Surrender, Riders, Rate, and Fit — so different products can be compared on the same terms.
- Can I get my own contract reviewed?
- Yes. The free assessment produces an Annuity Position Score™ for the contract you already own, using the same five pillars applied to your specific policy details.
Educational content only. AnnuityScore is not affiliated with, endorsed by, or acting on behalf of any insurance carrier named on this page. Product names are the trademarks of their respective owners. Nothing here is a recommendation or a solicitation.