Annuity vs CD & Treasury Rates
Published educational benchmarks. Not a quote, offer or recommendation.
No current approved weekly range is available. No estimated rates are shown.
Frequently asked questions
What do annuity vs cd & treasury rates show?
The table compares duration-matched MYGA ranges, Treasury yields and national CD averages. Each observation has its own as-of date and source.
How do MYGA rates compare with CDs and Treasuries?
Current comparable MYGA observations are not available. Insurer guarantees differ from government-backed Treasury obligations and FDIC-insured bank deposits.
Why do lower-rated carriers pay more?
Higher rates from lower-rated carriers can reflect differences in financial strength and pricing. A higher yield can involve accepting different insurer credit risk; it is not a recommendation.
Do annuity rates differ by state?
Yes. Availability and contract terms vary by state, insurer, premium, issue age and product. Aggregate ranges are not a state-specific offer.
Does a benchmark mean I should replace an annuity?
No. Surrender charges, bonus recapture, riders, taxes and access needs can outweigh a rate difference. Review your actual contract with a licensed professional.
Educational reference only. A rate difference alone is not a reason to buy, surrender or replace an annuity. Review surrender charges, riders, taxes and liquidity with a licensed professional.